Conditions of Use
1. General
1.1. You are invited to visit Spruce Wealthwick (the "Website")
You can contact us at info@spruce-wealthwick.com
1.2. This Website provides information about third-party platforms (the "Third-Party Platforms") for trading (the "Services")
1.3. These Terms govern your ("You", "Your", or "User") access to the Website and Services. Before accessing the Services, you must read these Terms carefully. These Terms form a legally binding agreement between you and the owner of the Website. If you do not agree to these Terms in full, you must not use the Website. We may update these Terms from time to time.
These Terms include our Privacy Policy. By accepting these Terms, you also agree to our Privacy Policy. (You can read our Privacy Policy here).
2. Eligibility
2.1. You may access the Website provided you comply with these Terms and Conditions.
2.1.1. You must be at least 18 years of age.
2.1.2. You have the legal capacity to agree to these Terms and Conditions.
2.1.3. The laws applicable in the country where you reside or use the Services do not prohibit your access to the Website or any of its services.
2.2. We make no representations or warranties regarding the legality or permitted use of the Website or the Services by any individual. We are not liable for any unlawful use of the Website or the Services by any user.
3. Territories with restricted access
3.1. Without limiting the scope of the information provided, we reserve the right to restrict access to the Services and/or Website (or any part of them) for: (i) Users residing in restricted jurisdictions (the "Restricted Territories"); and (ii) users whom we reasonably believe may present a regulatory, legal, or reputational risk.
3.2. We may also require additional terms before accepting users who are citizens or residents of certain countries. If users travel to restricted areas, the Website or the Services may be temporarily unavailable or blocked.
4. Prohibited activities
4.1. By using the Site and Services, you agree to do so respectfully and not to:
4.1.1. Use the Website to download, upload, share, publish, transmit, or otherwise send: (a) any information or material that infringes intellectual property rights, privacy rights, ownership rights, or any other rights; (b) any information that may not legally be published or distributed because it is threatening, abusive, defamatory, libellous, racist, or otherwise harmful; (c) any information that contains viruses or other software that may damage our computer systems or those of third parties, or that interferes with or limits other users' access to the Website; (d) any information or material that violates any applicable law; or (e) any information or material containing advertising or other content without our prior written consent.
4.1.2. Remove, alter, or conceal any attribution, legal notice, label, or other proprietary designation appearing on this Website.
4.1.3. Access the Services through any interface other than the Website.
4.1.4. Interfere with any other user's use of the Website or the Services.
4.1.5. Use bots or any other automated means to access the Site and/or its Services.
4.1.6. Upload, transmit, or attempt to upload or transmit any content that contains data collection or transmission mechanisms, whether active or passive, including web bugs, cookies, or spyware, without our express permission.
4.1.7. Use framing, mirroring, or any other technique to replicate the appearance or functionality of the Services.
4.1.8. Violate any applicable law or regulation, or promote any unlawful activity, including trademark infringement, copyright infringement, defamation, invasion of privacy, identity theft, hacking, or the distribution of counterfeit software.
4.1.9. Modify or alter the source code of this Website, or upload any application or software that may damage the Website or any other person.
4.1.10. Disassemble, decompile, or reverse engineer any technology or software available on the Website or used to provide the Services.
4.2. These terms are in addition to any other rights we may have. If we believe that your use of the Site does not comply with these Terms or with any applicable law, we may monitor your use of the Website or the Services, restrict your access, disclose your activity on the Website to third parties, or take any other action we consider appropriate to protect third-party rights and property.
5. Intellectual property rights
5.1. The content on the Website, including video-related materials such as text, images, logos, audio, designs, trademarks, and other materials, is protected by our intellectual property rights and those of third parties.
5.2. We retain all rights, title, and interest in and to the Services and the Website. Except for the limited right to use the Services and the Website in accordance with these Conditions, the User is not granted any intellectual property rights in relation to them.
5.3. The Website and/or the Services may be accessed and used by the User solely for personal, non-commercial purposes.
5.4. You may not allow anyone to modify, reverse engineer, decompile, or copy the Services or the Website, or create derivative works from them, including through sublicensing or renting.
6. Limitation of liability
6.1. Your use of the Website and Services is at your own risk. We make no representations or warranties, express or implied, regarding the Website, the Services, or your use of them, including any implied warranties of quality, merchantability, fitness for a particular purpose, non-infringement, usability, accuracy, completeness, timeliness, or availability. All content and functionality on, or available through, the Website are provided "as is," "as available," and "with all faults."
6.2. We are not liable for any errors, omissions, or inaccuracies in the information made available on the Website. We also accept no responsibility for any delays, disruptions, or interruptions in transmissions to or through the Services.
6.3. We are not liable for any loss or damage, whether direct or indirect, incurred by you or any third party in connection with the Website or the Services. You are solely responsible for any decisions made in reliance on information available on the Website and/or through the Services.
6.4. To the fullest extent permitted by applicable law, we are not responsible for any loss or damage suffered by you or any third party, whether direct, indirect, incidental, or consequential. This includes, without limitation, any loss of income, profits, business, or data arising from your use of the Website and/or Services.
6.5. We are not responsible for any technical issues involving internet or telephone lines, computer systems, servers, providers, or hardware. We also accept no liability for any issues arising from your use of the internet.
7. Content and Services from third parties
7.1. When you use the Services, you may access content and services provided by third parties. This may include advertisements or reviews of Third-Party Platforms.
7.2. We are not responsible for the information, products, or services referenced in that content. They may not always be current or up to date.
7.3. We recommend confirming the accuracy of any information before making a decision. You are solely responsible for any decisions you make and any actions you take based on that information.
8. Links
8.1. This site includes both advertising and editorial content. Some materials may be made available through third-party websites ("Links"). Please keep this in mind before downloading, accessing, relying on, or using any information, software, or other materials obtained from those websites, or before completing any purchase or other transaction. These Links are provided solely for your convenience. We are not responsible for any loss or damage arising from your use of, or reliance on, any information, products, or services available through third-party websites or software.
8.2. The presence of hyperlinks on this website does not mean that We approve, authorize, or are affiliated with the linked websites, their software, or their administrators in any way.
8.3. We have not reviewed every hyperlink and cannot be held responsible for any website or software referenced through them. Before using, relying on, or purchasing anything through those websites or applications, you should carefully assess the risks involved. We will not be liable for any loss or damage resulting from the use of, or reliance on, any products, information, or content made available through other websites.
8.4. You are responsible for reviewing the terms and policies of any third-party websites. We strongly recommend reading them before engaging with any third-party website.
9. Miscellaneous
9.1. We may change, suspend, or discontinue our Services at any time. Any such changes will not entitle You to make any claim against Us.
9.2. We may update these Terms at any time. When we do, we will post the latest version and revise the date shown at the top. Any changes will take effect within a few business days. By continuing to use the website after the updated Terms are posted, You are considered to have accepted those changes.
9.3. The User acknowledges and agrees that any information transmitted to or through the website does not create any relationship other than those expressly set out in these Terms.
9.4. These Terms and the Privacy Policy, as amended from time to time, constitute the entire agreement between Us and the User. Any other representation, statement, or agreement, whether oral or written, that is not included in these Terms or the Privacy Policy is not legally binding on the parties.
9.5. Any failure to exercise a right or remedy under these Terms does not constitute a waiver of that right or remedy. Any partial or single exercise of a right or remedy does not prevent any further exercise of that right or remedy, or the exercise of any other right or remedy.
9.6. If any provision of these Terms is found to be invalid by a court of competent jurisdiction, that provision will be severed. The remainder of these Terms will remain in full force and effect and will be interpreted as if the invalid provision had not been included, while preserving the original intent to the fullest extent permitted by law.
9.7. We may assign or transfer all or part of Our rights and obligations under these Terms to a third party. A third-party operator may also manage the website and all related services. You may not assign or transfer any of Your rights or obligations under these Terms.